LICENSED PERSONAL & COMMERCIAL LINES PRODUCER

Insurance that protects
what matters most.

Real guidance, no jargon. Soty helps families and homeowners find the right coverage — so you can rest easy knowing you're protected.

Same-Day Quote Response

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200+ Families Covered

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No-Pressure, Honest Advice

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WHAT I OFFER

Coverage for every part of your life

From your home to your business, I find the right policy at the right price — and walk you through every step.

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Homeowner Insurance

Protect your biggest investment. I'll help you find comprehensive home coverage that fits your needs and budget without overpaying.

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Auto Insurance

I compare multiple insurance companies to find you the best rate while making sure you’re fully protected.

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Umbrella Insurance

Extra liability protection that goes beyond your home and auto, providing real peace of mind.

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Renters Insurance

Your landlord's policy doesn't protect your belongings. Renters insurance is affordable and essential — let me show you how easy it is.

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Commercial Lines

Protect your business with general liability, commercial property, and business owner's policies designed for small to mid-size companies.

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Free Consultations

Not sure what you need? I'll review your current coverage, identify gaps, and give honest recommendations — no sales pressure, ever.

ABOUT SOTY GARCIA

A familiar face
you can trust.

Hi, I’m Soty Garcia, a licensed independent insurance agent helping families and business owners across Connecticut and Massachusetts. I work with multiple insurance companies, allowing me to shop the market for you and find the best coverage at the best price.

I believe insurance should be simple, honest, and personal. I take the time to understand your situation, explain your options clearly, and find you coverage that actually fits your life — not just a one-size-fits-all policy.

Whether you're buying your first home, growing your family, or protecting a small business you've built from scratch, I'm here to guide you every step of the way.

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TESTIMONIALS

What People Are Saying

Thoughtful guidance, clear communication, expert care—confident, tailored coverage, no surprises.

— Former Customer

“Communication was top-notch and the final outcome was even better than we imagined. A great experience all around.”

— Former Customer

“Their attention to detail and commitment to quality truly stood out. We’ve already recommended them to others.”

— Former Customer

COMMON QUESTIONS

Answers to what you're
probably wondering

  • Nothing! As a licensed producer, I'm compensated by the insurance carriers. You get personalized guidance at no extra charge.

  • Most quotes come back within the same day. For more complex commercial policies it may take 24–48 hours, but I keep you in the loop the whole time.

  • Absolutely. I offer free coverage reviews to make sure you're not underinsured, overpaying, or missing important protections. It's a no-obligation conversation.

  • Yes — I'm bilingual and happy to assist clients in both English and Spanish. Insurance is important and I want everyone to fully understand their coverage.

  • I'm licensed to serve clients across Connecticut and Massachusetts. Contact me, and I'll confirm I can help in your area.

  • Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.

Who We Are

Prefer to talk? Call or text me directly for a faster quote.

860-281-2664

GET STARTED TODAY

Let's find you the right coverage.

Fill out the form, and I'll personally reach out within one business day — no automated robots, just me.